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Have you ever heard of the email from a Nigerian prince wanting you to share his fortune?The person stranded overseas needing £1,000 to get home which they'll pay straight back?You can find out more about financial scams on the Financial Conduct Authority's website or for scams in general, see the Metropolitan Police's Little Book of Big Scams, or the Citizens Advice website.If the website shows that "you've been pwned", don't panic – but do take action.Scammers now frequently target people through emails, online banking systems, text messages and online transactions. Someone emails you to say a distant relative has died, and there's no one but you to inherit their 0 million fortune – all you need to do is pay £500 upfront to release the funds.While fraud is becoming ever more sophisticated, people are still getting caught out by traditional scam letters and phone calls. But some scams are a lot less obvious, and a lot more intelligent. Your first port of call is the company or person that took your money.
They still come in letters, texts and calls, but more crooks are now looking online for the chance to get their hands on your hard-earned cash.Unfortunately, if you've transferred the money using sites such as Moneygram, Western Union or Pay Pal, you generally can't get your money back once you've handed it over.Scammers continue to find more creative ways to get your cash.If you're lucky, you've found us before you got scammed.Maybe that dream girl you've been talking to for the past couple of weeks seems a little too good to be true?
This year, something revolutionary happened to my love life: I moved to New York.